The first half was all Croatia and it was only thanks to some good goalkeeping from Paul Robinson that the game was level at the break.
It was more of the same from the hosts after the interval with England's only goalscoring chance coming when Wayne Rooney shot over the bar after a Peter Crouch knock down.
A goal for Croatia was bound to come and it arrived on the hour mark when Eduardo headed in a Niko Kovac cross. It was 2-0 eight minutes later when Gary Neville, who has never scored at the right end for England, scored an own goal.
Paul Robinson undid all his excellent earlier work when he attempted to clear Neville's back pass only to see the ball hit a divot and bounce over his foot into the net.
